CWGLogo

Other Product Pages

haywires

mast

Mechanical, Electrical and Pressure Systems Breakdown - Insured Perils

Breakdown of mechanical, electrical and pressure systems resulting from power surges, mechanical breakdown, short circuits, arcing, burnout, explosion, overload, operator error….. and more.

Equipment breakdowns are more common than a fire.

Coverages Included:

  • Damage to Equipment - Damage to covered equipment insured as part of real & personal property.
  • Loss of Income and Extra Expenses - Are covered when included in the property policy
  • Expediting Expense - Expedite repairs and expedite replacement
  • Spoilage Coverage - Pays for the loss of perishable goods - sublimited
  • Refrigeration Contamination - Ammonia and freon contamination - sublimited
  • Power Failure - Failure of power or other utility services